Obviously, accidents happen, and sometimes, the front glass of a car can take a hit. But here’s the big question. For instance, can you claim insurance for your car’s front glass? Do you want to know if you can really claim insurance for your car’s front glass? Well, continue reading this blog to find out.
Does Insurance Cover Front Glass Damage?
Yes, most car insurance policies cover front glass damage. However, the type of coverage depends on your policy. Comprehensive car insurance typically includes windshield damage caused by various things. Do you want to know what? Have a look.
- Road debris or flying objects.
- Weather-related incidents like hailstorms.
- Accidents involving other vehicles.
- Vandalism or theft attempts.
Before assuming you’re covered, check your policy to understand the specific terms.
Steps To Claim Insurance For Front Glass Damage
Obviously, you would want a step-by-step guide to claim insurance for front glass damage to make the process easier, right? Have a look at the steps below.
- Assess the Damage – Check if the glass is cracked or completely shattered.
- Contact Your Insurer – Immediately report the damage to your insurance company.
- Provide Details – Share photos of the damage and explain how it occurred.
- File a Claim – Submit a formal claim with the necessary documents.
- Visit an Approved Workshop – Your insurer may direct you to a workshop for repair or replacement.
Do You Need to Pay a Deductible?
When claiming insurance for front glass, the deductible often depends on your policy. Some insurers offer a zero-deductible option for glass damage, meaning you won’t have to pay anything. In contrast, others may require you to pay a small amount as part of the repair or replacement cost.
Therefore, you should check these key points in your policy. Do you want to know what you should check? Have a look at the details below.
- The deductible amount for glass damage.
- Whether no-claim bonuses are affected by the claim.
When Should You Avoid Filing a Claim?
While insurance is there to help, it’s not always the best choice for minor repairs.
So, do you want to know when you should avoid filing a claim? Read below.
- Small Chips or Cracks
- No-Claim Bonus Impact
- Frequent Claims
- For minor damage
Tips for Preventing Windshield Damage
Prevention is better than repair. Therefore, you should keep some tips in mind to protect your cars front glass. Do you want to know the tips? Have a look below.
- Avoid driving close to trucks carrying loose materials.
- Park in shaded areas to prevent damage from falling objects.
- Regularly check wipers to prevent scratches on the glass.
- Get small chips repaired before they spread into bigger cracks.
Avoid Unexpected Costs With Bullet Auto Glass
Have you been in a car accident? Contact Bullet Auto Glass. Our team has years of experience. We offer you rock chip repairs at no cost if you have comprehensive insurance. So, don’t wait any longer. Contact us right away at 604-880-1759 to get your front glass repaired ASAP.